Covered Paws provides general, educational information about pet insurance for dog and cat owners. Please read this disclaimer before relying on anything on the site.
Educational Information Only
The content on Covered Paws is intended to help you understand pet insurance. It is not a substitute for reading a policy’s terms, and it is not tailored to your pet or your circumstances.
What Covered Paws Is Not
- Covered Paws is not an insurance company.
- Covered Paws is not an insurance broker or an insurance agent.
- We do not sell, underwrite or administer insurance policies.
- We do not provide financial, legal or personalised insurance advice.
- We do not provide veterinary advice. For your pet’s health, speak to a qualified veterinarian.
No Guarantee of Coverage
Nothing on this site guarantees that any condition, treatment, claim or cost will be covered by any policy. Whether something is covered is decided by the insurer under the terms of your policy.
Policies Differ and Change
Pet insurance products differ between providers, between plans from the same provider, and between countries. The following can all vary and can change over time:
- Prices, premiums and eligibility
- Deductibles and excess amounts
- Reimbursement rates and co-payments
- Annual and lifetime limits
- Waiting periods
- Exclusions and pre-existing condition rules
The rules and products in the United States and the United Kingdom may also differ.
Information May Become Outdated
We aim to keep our guides accurate and to correct errors when we find them, but some information may be out of date by the time you read it. If you notice a problem, please let us know.
Check With the Insurer
Before buying or changing a policy, always review the insurer’s current policy wording and official documents, and confirm important details directly with the insurer. Examples include what is covered, what is excluded, how pre-existing conditions are treated, and how claims are paid.
Company and Product Mentions
When an article mentions an insurer, product or service, it is for information or illustration. A mention does not mean endorsement, recommendation or guarantee of that company, product or service, and it does not mean it is suitable for you.
Advertising
Covered Paws may display advertising. Ads are not recommendations from us, and the presence of an ad does not mean we endorse the advertiser or its products. Advertising does not change what we write, and we do not accept payment to say that a particular insurer or policy is better than another. You can read more about how we work on our About page.
External Links
We may link to third-party websites for reference. We do not control them and are not responsible for their content.
Limitation of Responsibility
You use the information on this site at your own discretion. To the extent permitted by law, Covered Paws is not responsible for decisions made or losses arising from reliance on the information published here. Nothing in this disclaimer limits any rights you have under applicable law that cannot be excluded.
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